Each circumstance for a Letter Before Action is unique. LawDepot’s questionnaire lets you quickly fill in all the details for a Letter Before Action for your situation. The steps to writing a Letter Before Action are:
1. Explain why you're writing the letter
State the purpose of the letter. Be specific on why you are sending it, whether it be a debt collection, demand for action, or making an insurance claim—the more precise the details, the stronger the letter.
2. Give details about the issue
If the demand is for an outstanding debt, include the following:
- The amount owing
- When the payment is due
- A description of the debt (e.g., when the loan took place, the reason for the loan, etc.)
If the demand is for required action, include specific details such as:
- A description of the action required
- The date to complete the action by
- Any previous contracts between you and the recipient
If the demand is for an insurance claim, include:
- Details of the incident, such as when it happened, the insurance claim number, and a description of the event
- A description of any physical or mental injuries, if it applies
- A description of any lost expenses, income or damages
3. Attach evidence
Any relevant documents help enforce a Letter Before Action. Evidence includes signed contracts between you and the recipient. For example, if you have a Loan Agreement or Promissory Note outlining money owed, include it with your letter.
Similarly, if you demand action or an insurance claim, you can support your argument by attaching relevant contracts, photos, or documents.
4. State the terms of any settlements
Providing potential terms of a settlement is an option for a Letter Before Action if you are open to any negotiation. Settlements can be:
- An option for a payment plan or reduced payment if you are recovering a debt.
- Money you require to cover expenses, damages, and medical costs.
5. Provide the parties' details
To complete your Letter Before Action, provide both parties' names, addresses, and contact details.
